Personal Injury FAQ’s

You Need To Know

Insurance companies take many things into account when they offer you a payout on personal injury claims. Doctor bills, time lost from work, medical costs for ongoing injuries, pain, and suffering, and so on are some of the things considered. Simply utilizing the skills of an experienced personal injury lawyer may present a threat to an insurance company and get you a higher dollar amount on injuries suffered in an accident. But the severity of your injuries or complex legal rules involved in your particular claim could cause your compensation to vary greatly from the norm.

We at Holland & Lamoureux have collected a list of some frequently asked questions about Personal Injury listed below. If you have a question that is not covered or if your question was not fully answered, call us at 813-655-9069 We are available 24/7. The initial consultation is free.

What is a personal injury?

Sometimes referred to as bodily injury, any physical or mental injury to a person as a result of someone’s negligence or harmful act is a personal injury.

How do I know if I have a personal injury claim?

If you are able to show that you have been injured physically or emotionally by someone else’s negligence, strict liability or intentional misconduct, you have a personal injury case. In some cases it may be necessary for you to show that the other party was more at fault for the injury than you were.

When is a personal injury attorney needed?

You should always consult an experienced personal injury attorney before you give any statements or sign papers of any kind if you have been seriously injured or are unsure as to the outcome of your injury. To ensure you receive fair compensation for your injuries, you are better off hiring an attorney as soon as possible.

How much do you charge for a personal injury case?

Unless there is a settlement or a winning verdict at trial, you will not pay us anything. Typically, when we win your case, we charge on a contingency fee basis, meaning we take a percentage fee of the total case recovery, in addition to case costs.

What are some examples of personal injury?

Automobile accidents, Motorcycle accidents, Boating accidents, Truck and tractor-trailer accidents and Wrongful death.

Can I get financial compensation in a personal injury claim?

Factors such as physical and mental pain and suffering, economic hardship or financial loss, decreased earning potential and physical impairment, including disfigurement help determine personal injury compensation. Depending on the type and extent of your personal injury, you may be eligible for compensatory (actual) damages, and punitive (criminal) damages. The damages may include the following:


  • Medical bills
  • Lost wages, including overtime
  • Pain and suffering
  • Physical disability
  • Disfigurement
  • Permanent scars
  • Emotional trauma
  • Mental anguish
  • Loss of enjoyment
  • Loss of love and affection
  • Embarrassment
  • Mental disability
  • Property damage
  • Out-of-pocket expenses (transportation charges, house cleaning, grass cutting and others)
Can’t I just estimate the cost of my own injuries right away?

To sign away your rights only to later discover that your losses and injuries were worse than you originally thought would be devastating. An attorney can help you evaluate your potential losses, because the full extent of many injuries may not be known for quite some time after the accident.

Can I still have a claim if the accident is partly my fault?

Yes. In most cases accident victims can recover money even if they are partly to blame for the accident.

What if an insurance adjuster offers me a settlement?

When an insurance adjuster is trying to settle the case, an attorney’s expertise is vital for accident victims. It is always in your best interest to consult an attorney before accepting a settlement. Adjusters work for the insurance company — not for you — and their job is to settle the matter for the lowest possible expense to the company. It won’t hurt to ask us if we can help since a consultation is free.

If you have a question that was not covered in the above Frequently Asked Questions or if your question was not fully answered, call our office at 813-655-9069 or contact us today for additional information.

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Bradenton, FL

Tampa Bay Trial Lawyers Association